Getting a mortgage in France - Finance your French property
Whether you are seeking a French loan/mortgage for your new holiday home, a French property investment or your main residence in France, Groupe des Agences de la Côte Vermeille & Paradise International Real Estate can help. As one of the leading estate Agent group in Argeles and Collioure area we have lengthy experience with international buyers purchasing in France and their specifics needs of finance. We have established long standing relationships with the best financial partners (French national & local banks, specialist lenders and French mortgage brokers).
No matter from which country you are from, no matter where you are buying in France: French Riviera, Paris, French Alps, Dordogne, Burgundy, Languedoc-Roussillon etc…. Feel free to contact us today and we will put you in contact with our efficient and helpful partners.
Here are examples of French mortgages and financial services our valuable clients utilise :
Currency conversion/ foreign exchange / money transfer :
Convert your currency or € at the best rate. Huge savings on a currency purchase can make the difference, either for your property needs, your holidays and any private or business purpose.
Main residence & holiday property loan :
Finance the purchase of your dream house or apartment in France, existing resale property, off plan property / new program or even your self-build construction.
Buy to let / rental investments :
For any apartment or house you want to rent or leaseback. Classic capital repayment or, interest only.
Refinance / remortgaging / works and home improvement :
Get a better rate and save money, make improvements to your French property, finance your new swimming pool…
Equity release :
Get some cash out of your house in France, if you own it already and have no mortgage on it.
Home insurance, home protection & surveillance, life insurance :
Get the best protection for your French property, for you and your family.
So if you want to know how much you can borrow in France, what type of French mortgage and financial services you may be eligible for, and have your finance ready , just fill in the form and we will put you in contact with the best partners.
The owner usually requires that your rent with the charges do not exceed one third of your net monthly income. we also ask you the security of a third person, which shall guarantee the payment of rent if you can not resolve them. use also requests that the guarantor can prove net monthly income equal to or greater than 3 times the rent with the charges.